Types of Business Loans and Equipment Leases

EQUIPMENT LEASE

Have you ever tried to get your bank to finance your business equipment with zero down payment? Most banks would not ever consider this, yet Sme-Finance.com can offer you 100% financing for just about any type of business equipment. This allows you to conserve your cash for other uses and at the same time, can allow your business to write off 100% of the lease payments.

FACTORING

Why wait 30 days for your clients to pay invoices? With Accounts Receivables Factoring you can receive up to 90% of the money due to your company in only 2-3 days. Our pool of investors specialise in buying invoices from companies like yours. This can be done regardless of your credit and without the "Personal Guarantee" often required by banks.

SMALL FIRMS LOAN GUARANTEE SCHEME

Over 90% of businesses are considered "small businesses" by the government's criteria. A loan through the government guaranteed loan programme may be your best option. Sme-Finance.com specialises in helping business owners navigate through the maze of the Department of Trade and Industry (DTI) and bank paperwork related to the small firms loan guarantee scheme.

COMMERCIAL PROPERTY FINANCE

If you are considering the purchase or construction of Commercial Property, we can offer you approximately 75% financing and have access to some of the most aggressive programmes in the industry. With loan terms up to 25 years you'll be surprised at how easy owning Commercial Property can be.

START-UP FINANCING

If you are planning to start a business, your best opportunity to obtain financing may be the assistance offered by our Business Finance Consultant. Through our network we have provided capital for several start-up businesses nationwide.

LINES OF CREDIT

A line of credit can be one of the most useful financial tools for a small business. We can help you determine if this is the right transaction for your business. You will be guided through the transaction every step of the way.

FRANCHISE FINANCING

If you are considering the purchase of a franchise business or related business, Sme-Finance.com can help you achieve the dreams of buying your own business.